Financing

Cash Flow and Capital Finance for Your Growing Business

The SBDC has a good summary of options here. But if you’re beyond self-funding and need help, there are many options:

Get A Grant

If you’ve got technology, there may be a grant for you:

Small Business Innovation Research (SBIR) Program

Under the SBIR programs, 11 Federal agencies (including USDA) award research and development funds to small businesses via a highly competitive, targeted process. The SBIR program is designed to stimulate technological innovation and provide opportunities for small business.  SBIR Grant Information

Get a Loan

Commercial Loans:

The things lenders look for when evaluating a loan application are a conservative business plan, a significant equity contribution, capable management, realistic repayment ability, good credit history, and ample collateral to fall back on, just in case.

Consider a micro-loan

Kick Start it with Crowdfunding:

Crowdfunding, raising money by selling product, services or even equity to friends, family and beyond is growing in popularity.   Here’s a moderated selection of some helpful articles.

Crowdinvesting – using an online source to match QUALIFIED angel investors with start ups. NOTE- if you use crowdinvesting you are considered to be “generally soliciting’ and there are sigificant regulatory rules. Please consult a lawyer. 
for an overview of crowdinvesting

Angel Investing:


– Find an independent investor who can help finance your early growth, with an expectation of a high return on investment, and an “exit” after 3-7 years.  The definitive guide to Angel Investing in Oregon 

  • WAC –  Willamette Angel Conference   is an annual Conference and training program matching start-ups with investors, and providing business plan support, pitch support and mentoring.
  • Oregon Angel Fund
  • OEN –Oregon Entrepreneur Network– including Angel Oregon
  • Portland Venture Group – Seeks to fund startup and early stage business ventures in the greater Portland and Vancouver, WA areas

University Venture Development Funds

  • Portland State University – Click here to learn more
  • Oregon State University – OSU Venture Fund Click here to learn more
  • University of Oregon – Click here to learn more

Commercial Venture Capital:

Usually, the most difficult-to-find source of financing is venture capital

Venture capitalists have exacting standards for choosing an investment and often require some management and ownership control in the business. A good primer can be found on the U.S. Small Business Administration (SBA) Web site.

SBA Venture Capital Web Site

Rural Resources

Agriculture Resources

Rural & Agricultural Loans:

For those outside the Metropolitan Area (Philomath, Alsea, Monroe and Rural Benton County)

Food Processing Loans

Rural Grants

  • USDA Rural  Development Grants  Operated by USDA Rural Development Program assistance is provided in many ways, including direct or guaranteed loans, grants, technical assistance, research and educational materials.

GET IN TOUCH
541.766.6339
Contact Us via Email

LOCATION
City of Corvallis
Economic Development Office
501 SW Madison Avenue
Corvallis, OR 97333

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Website Basics coming June 5: Workshop for business owners that know they need a website! Call 541-917-4929. #LBCCSBDC #websites

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